Evaluating Business Loans

Course Objectives:

Describe the credit policy process, including the importance
of diversification, developing underwriting guidelines, setting
approval limits, and establishing credit analysis procedures
Explain the primary credit risk factors summarized by the six
C's of credit
Explain the use of financial analysis and ratios to evaluate the
creditworthiness of business loans
Describe the major types of information needed to analyze
business and consumer loans

Target Audience: Lending officers and all staff involved in underwriting, servicing, and marketing commercial business loans

Study time: 2 hours

Author:
Digital University staff

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